
Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
Mortgage-Backed Securities in Canada: What Homeowners Need to Know
Why do some people get better mortgage rates than others? The answer might be hidden behind the scenes - in how your mortgage is packaged, insured, and sold. From CMHC to private-label RMBS, here’s what you need to know before signing your next mortgage.
The Kawartha and Libro Credit Union Merger: What It Means for Ontario Mortgages
Kawartha and Libro Credit Unions are merging in 2026. Here's why this is great news for Ontario borrowers, mortgage brokers, and local communities.
Fixed vs Variable vs Adjustable Rate Mortgages - Explained Like Grocery Shopping
Not sure if you should pick a fixed, variable, or adjustable mortgage? We explain each option like a weekly grocery trip - so it actually makes sense. Ready to shop smart for your mortgage?
Assignment Sales in 2025: Why It’s No Longer the Easy Win Everyone Thinks It Is
Assignment sales used to be a no-brainer. Lock in early, flip for profit before closing. But in 2025? The CRA, lenders, and builders have killed the magic. Here's what changed — and why it might cost you big if you're still playing the old game.
Fauquier‑Strickland, ON ran out of Money: What Homeowners Should Know
The Township of Fauquier-Strickland just went bankrupt. Residents are left with no staff, no services, and a lot of questions. Here's what that means if you own a home there and what support might come next.
Are Mortgages Haram? What Muslims in Canada Need to Know
Wondering if mortgages are haram? This post breaks down Islamic views on interest, how halal mortgages work in Canada, and what options are available for faith-conscious buyers.
Reverse mortgages are marketed as “tax-free cash with no monthly payments” but what does that actually mean? Here’s how they work, who they’re for, and what you need to watch out for.