Should you keep renting even if you can afford to buy a home? One renter discovered that staying in his affordable, rent-controlled apartment while purchasing a separate investment property gave him the best of both worlds: a lifestyle he enjoyed and a way to build long-term wealth.

Wondering how the Canadian mortgage pre-approval process works? Here is a behind-the-scenes look at how lenders review your income, debts, credit and down payment before you start shopping for a home.

We did not have a trust fund, inheritance, or unusually high incomes. By keeping our expenses low, saving aggressively, and buying a home with a rental unit, we purchased our first property with 5% down, and used the same strategy to buy again.

The lender may approve the mortgage, but you still have to live through maternity leave. Here’s how to check whether your income, expenses, savings, and daycare costs can actually support the home.

New doctors, dentists and veterinarians can qualify for a mortgage in Canada using projected income before their full earnings show on paper. Here’s how medical professional mortgage programs work - and why many residents overpay in their first few years.

In 2021, the Cincinnati Bengals chose flash over protection. Canadians make the same mistake when they chase the lowest mortgage rate without thinking about structure.