Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
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Read more blog posts below:
How to Calculate an (approximate) mortgage payment in Canada
Confused about mortgage payments in Canada? This guide shows you a simple way to estimate your monthly payment, explains how rate and amortization work, and when to use a calculator to get the exact number.
What’s the best mortgage rates in Canada in November 2025?
Mortgage rates in Canada aren’t one-size-fits-all. In October 2025, we’re seeing the lowest insured 3-year fixed rates around 3.84% – but the real rate you get depends on your deal, your profile, and who’s fighting for you.
In 2021, the Cincinnati Bengals chose flash over protection. Canadians make the same mistake when they chase the lowest mortgage rate without thinking about structure.