Mortgage life insurance and term life insurance can both protect your family, but they work very differently. Here’s how coverage, cost, underwriting, portability and payouts compare in Canada.

Should you keep renting even if you can afford to buy a home? One renter discovered that staying in his affordable, rent-controlled apartment while purchasing a separate investment property gave him the best of both worlds: a lifestyle he enjoyed and a way to build long-term wealth.

Wondering how the Canadian mortgage pre-approval process works? Here is a behind-the-scenes look at how lenders review your income, debts, credit and down payment before you start shopping for a home.

Canadian fixed mortgage rates may be heading higher as rising oil prices renew inflation concerns and push bond yields upward. Here is what that means for anyone buying, refinancing or renewing a mortgage in July 2026.

We did not have a trust fund, inheritance, or unusually high incomes. By keeping our expenses low, saving aggressively, and buying a home with a rental unit, we purchased our first property with 5% down, and used the same strategy to buy again.

The lender may approve the mortgage, but you still have to live through maternity leave. Here’s how to check whether your income, expenses, savings, and daycare costs can actually support the home.