Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
Why 5-Year Fixed Big 5 Bank Rates Can Be Risky
Big 5 banks make 5-year fixed mortgages sound safe — until you try to break them. Learn how IRD penalties work, why they’re often higher than you think, and smart ways to reduce them before it’s too late.
Why First National Just Sold for $2.9 Billion (And What It Means for You)
First National, one of Canada’s biggest non-bank mortgage lenders, is being acquired by Brookfield and Birch Hill in a $2.9B deal.
But this isn’t just another business transaction - it’s a signal that the Canadian mortgage market is evolving fast.
Here’s what you need to know, whether you're a homeowner, investor, or just trying to keep up.
The Kawartha and Libro Credit Union Merger: What It Means for Ontario Mortgages
Kawartha and Libro Credit Unions are merging in 2026. Here's why this is great news for Ontario borrowers, mortgage brokers, and local communities.
Fauquier‑Strickland, ON ran out of Money: What Homeowners Should Know
The Township of Fauquier-Strickland just went bankrupt. Residents are left with no staff, no services, and a lot of questions. Here's what that means if you own a home there and what support might come next.
Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.