Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
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Read more blog posts below:
How Mortgage Interest Works (Explained Like You're Melting Ice)
Why does so much of your mortgage payment go to interest at the beginning? Simple: your loan is like a giant block of ice. This blog post breaks down how mortgage interest works in Canada using an easy metaphor, and shows you how to shrink your interest costs with smart payment strategies.
Fixed vs Variable vs Adjustable Rate Mortgages - Explained Like Grocery Shopping
Not sure if you should pick a fixed, variable, or adjustable mortgage? We explain each option like a weekly grocery trip - so it actually makes sense. Ready to shop smart for your mortgage?
Mortgage rates don’t move randomly. Fixed rates follow the bond market, variable rates track the overnight rate, and both respond to big events like recessions, global crises, or inflation. Here’s the simple breakdown every Canadian should know.