
Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
Can a Mortgage Company Refuse Your Renewal? Yes, Here’s When and Why
Most homeowners think mortgage renewal is automatic. It’s not. Here’s when lenders can say no, the two tactics they use, and how to protect yourself.
Can I Move My Mortgage to a New Home? How Porting Works in Canada
Porting lets you move your mortgage to a new home and avoid penalties - but it comes with rules. Discover the 3 types of ports, lender requirements, and when porting makes sense.
Rent-to-Own: The Good, The Bad, and The Ugly
Rent-to-own can open the door to homeownership — or slam it shut. Discover how these deals work in Canada, the hidden risks, and a real story that cost one family tens of thousands.
What the iPro Realty Shutdown Means for Ontario’s Real Estate Market
The shutdown of iPro Realty has left 2,400 Ontario realtors and their clients scrambling after a reported $10.5M shortfall. RECO says transactions will still close, but deposits, commissions, and representation agreements are being redirected through insurance and new brokerages. Here’s what that means for buyers, sellers, and agents.
Can You Overpay Your Mortgage? How It Works, Max Limits, and How It Speeds Up Your Payoff
Overpaying your mortgage can save you years and thousands in interest - if you know your lender’s rules. Here’s how to find your limits and use them to your advantage to become mortgage free, faster.
How Much Mortgage Can I Qualify For in Canada? Quick Rules of Thumb
Mortgage qualification in Canada doesn’t have to be a mystery. Here are quick rules of thumb to ballpark your number, and the factors that can push it higher or lower.
Reverse mortgages are marketed as “tax-free cash with no monthly payments” but what does that actually mean? Here’s how they work, who they’re for, and what you need to watch out for.