Mortgage insurance means different things in Canada. Here’s how CMHC insurance, mortgage life insurance, and personal policies compare - and which one might actually protect you.

Reverse mortgages can drain your home’s equity faster than you think. Here’s a step-by-step guide to explore cheaper, smarter alternatives before you commit.

In July 2025, Canada shed 41,000 jobs (the worst performance in over three years) driving the unemployment rate to 6.9%. Analysts from BMO, CIBC, and Capital Economics say the weakness increases the odds of a Bank of Canada rate cut on September 17, now priced at 38–40% probability, with markets expecting two cuts before year-end. U.S. inflation at 2.7% and falling Canadian bond yields suggest mortgage rates could drop soon.

Big 5 banks make 5-year fixed mortgages sound safe — until you try to break them. Learn how IRD penalties work, why they’re often higher than you think, and smart ways to reduce them before it’s too late.

If a car loan - yours or one you co-signed - is crushing your mortgage approval, you don’t have to pay it off or give it up. Discover how Ontario vehicle loan refinancing can remove co-signers or slash payments in just days.

Wondering what happens to a mortgage after death? It doesn’t vanish. Here's the emotional reality, lender rules, and why the estate must keep paying.