Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
Fauquier‑Strickland, ON ran out of Money: What Homeowners Should Know
The Township of Fauquier-Strickland just went bankrupt. Residents are left with no staff, no services, and a lot of questions. Here's what that means if you own a home there and what support might come next.
Explain Like I’m 5: How Do Mortgages Work?
What does a mortgage have in common with a $50 bike, a $5 down payment, and your weekly allowance? Everything. We explain mortgages in the simplest, most entertaining way possible - perfect for first-time buyers and confused grownups alike.
Are Mortgages Assumable in Canada? Here's the Ugly Truth
Assumable mortgages sound genius - take over a seller’s low rate and save thousands. But in Canada, most lenders make it nearly impossible. Discover why assumptions fail, what lenders don’t want you to know, and smarter ways to lower your mortgage costs today.
7 Smart Questions Every First-Time Homebuyer Should Ask - And My Unfiltered Answers
A first-time buyer asked me 7 smart mortgage questions. I answered them all - and added the ones you should be asking too.
The lender may approve the mortgage, but you still have to live through maternity leave. Here’s how to check whether your income, expenses, savings, and daycare costs can actually support the home.