Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

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What Does Getting a Mortgage After Separation Look Like?
What Does Getting a Mortgage After Separation Look Like?

Getting a mortgage after separation looks different - but it’s possible and shouldn’t be daunting. From separation agreements or statutory declarations, to refinancing for a buyout and accessing 30-year amortizations, here’s how lenders approach it in Canada.

Builders Paying Your Bills? What London Ontario’s Smart Start Program Really Says About the Market
Builders Paying Your Bills? What London Ontario’s Smart Start Program Really Says About the Market

Foxwood Homes in London, Ontario is offering to cover up to $12,500 of property taxes and utilities for new buyers. Sounds like a deal - but it’s actually evidence of a slowing & hesitant housing market. Here’s what you need to know.

How Do Mortgage Brokers Get Paid?
How Do Mortgage Brokers Get Paid?

Mortgage brokers are usually free for clients, but lenders pay us for sending them qualified deals. Here’s how broker commissions work, when fees apply, and why banks actually prefer paying brokers over finding clients on their own.

Read more blog posts below:

First-Time Homebuyer, Investors, Mortgage Tips, Specialty Programs Jeff Dinsmore First-Time Homebuyer, Investors, Mortgage Tips, Specialty Programs Jeff Dinsmore

If I Were Starting Real Estate Investing in 2025, Here’s Exactly What I’d Do

Wondering how to get started with real estate investing in Canada? This post breaks down exactly how I’d start today - from getting your down payment, to house hacking your first duplex, to scaling your portfolio. No fluff, no hype, just a real-world roadmap for first-time investors.

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