Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
Can You Overpay Your Mortgage? How It Works, Max Limits, and How It Speeds Up Your Payoff
Overpaying your mortgage can save you years and thousands in interest - if you know your lender’s rules. Here’s how to find your limits and use them to your advantage to become mortgage free, faster.
How Much Mortgage Can I Qualify For in Canada? Quick Rules of Thumb
Mortgage qualification in Canada doesn’t have to be a mystery. Here are quick rules of thumb to ballpark your number, and the factors that can push it higher or lower.
Fixed vs Variable vs Adjustable Rate Mortgages - Explained Like Grocery Shopping
Not sure if you should pick a fixed, variable, or adjustable mortgage? We explain each option like a weekly grocery trip - so it actually makes sense. Ready to shop smart for your mortgage?
7 Smart Questions Every First-Time Homebuyer Should Ask - And My Unfiltered Answers
A first-time buyer asked me 7 smart mortgage questions. I answered them all - and added the ones you should be asking too.
Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.