Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

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The Non-Bank Lender Landscape: Why Monolines Are the Banks’ Worst Nightmare
The Non-Bank Lender Landscape: Why Monolines Are the Banks’ Worst Nightmare

The Big 5 banks dominate the ads, but monoline lenders like MCAP and First National dominate the broker world. With fairer penalties, faster service, and competitive rates, here’s why they’re often the smarter mortgage choice.

What Does Getting a Mortgage After Separation Look Like?
What Does Getting a Mortgage After Separation Look Like?

Getting a mortgage after separation looks different - but it’s possible and shouldn’t be daunting. From separation agreements or statutory declarations, to refinancing for a buyout and accessing 30-year amortizations, here’s how lenders approach it in Canada.

Builders Paying Your Bills? What London Ontario’s Smart Start Program Really Says About the Market
Builders Paying Your Bills? What London Ontario’s Smart Start Program Really Says About the Market

Foxwood Homes in London, Ontario is offering to cover up to $12,500 of property taxes and utilities for new buyers. Sounds like a deal - but it’s actually evidence of a slowing & hesitant housing market. Here’s what you need to know.

Read more blog posts below:

Market Insights Jeff Dinsmore Market Insights Jeff Dinsmore

Why First National Just Sold for $2.9 Billion (And What It Means for You)

First National, one of Canada’s biggest non-bank mortgage lenders, is being acquired by Brookfield and Birch Hill in a $2.9B deal.
But this isn’t just another business transaction - it’s a signal that the Canadian mortgage market is evolving fast.
Here’s what you need to know, whether you're a homeowner, investor, or just trying to keep up.

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