Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

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How Mortgage Interest Works (Explained Like You're Melting Ice)
How Mortgage Interest Works (Explained Like You're Melting Ice)

Why does so much of your mortgage payment go to interest at the beginning? Simple: your loan is like a giant block of ice. This blog post breaks down how mortgage interest works in Canada using an easy metaphor, and shows you how to shrink your interest costs with smart payment strategies.

40-Year Amortizations: What They Are, Who They're For, and Why They're Making a Comeback
40-Year Amortizations: What They Are, Who They're For, and Why They're Making a Comeback

40-year amortization mortgages are back. Learn how this growing trend can help reduce monthly payments, why lenders like CMLS and Equitable are offering them, and whether they’re a smart choice for you.

Mortgage-Backed Securities in Canada: What Homeowners Need to Know
Mortgage-Backed Securities in Canada: What Homeowners Need to Know

Why do some people get better mortgage rates than others? The answer might be hidden behind the scenes - in how your mortgage is packaged, insured, and sold. From CMHC to private-label RMBS, here’s what you need to know before signing your next mortgage.