Wondering what happens to a mortgage after death? It doesn’t vanish. Here's the emotional reality, lender rules, and why the estate must keep paying.

Thinking of taking a mortgage with a collateral charge? It could unlock future borrowing options… or quietly limit your ability to switch lenders later. Here's what you need to know before you sign.

First National, one of Canada’s biggest non-bank mortgage lenders, is being acquired by Brookfield and Birch Hill in a $2.9B deal.
But this isn’t just another business transaction - it’s a signal that the Canadian mortgage market is evolving fast.
Here’s what you need to know, whether you're a homeowner, investor, or just trying to keep up.

Wondering how to get started with real estate investing in Canada? This post breaks down exactly how I’d start today - from getting your down payment, to house hacking your first duplex, to scaling your portfolio. No fluff, no hype, just a real-world roadmap for first-time investors.

Some lenders are offering 6-month teaser mortgage rates as low as 1.99% — but what’s the catch? In this post, I pull back the curtain on how these rates work, the penalties for leaving, and why it could trap you into higher payments later. A must-read before you sign anything.

Why does so much of your mortgage payment go to interest at the beginning? Simple: your loan is like a giant block of ice. This blog post breaks down how mortgage interest works in Canada using an easy metaphor, and shows you how to shrink your interest costs with smart payment strategies.