Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
How We Bought Our First Home Without a Trust Fund or a Huge Income
How We Bought Our First Home Without a Trust Fund or a Huge Income

We did not have a trust fund, inheritance, or unusually high incomes. By keeping our expenses low, saving aggressively, and buying a home with a rental unit, we purchased our first property with 5% down, and used the same strategy to buy again.

Buying a Home Before Maternity Leave? The Approval Isn’t the Problem
Buying a Home Before Maternity Leave? The Approval Isn’t the Problem

The lender may approve the mortgage, but you still have to live through maternity leave. Here’s how to check whether your income, expenses, savings, and daycare costs can actually support the home.

Medical Professional Mortgage Programs in Canada
Medical Professional Mortgage Programs in Canada

New doctors, dentists and veterinarians can qualify for a mortgage in Canada using projected income before their full earnings show on paper. Here’s how medical professional mortgage programs work - and why many residents overpay in their first few years.

Investors

Read more blog posts below:

First-Time Homebuyers

Mortgage Tips

Market Insights

Specialty Programs