Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
Should You Keep Renting? Why Buying Isn’t Always Better
Should You Keep Renting? Why Buying Isn’t Always Better

Should you keep renting even if you can afford to buy a home? One renter discovered that staying in his affordable, rent-controlled apartment while purchasing a separate investment property gave him the best of both worlds: a lifestyle he enjoyed and a way to build long-term wealth.

How does the Canadian mortgage pre-approval process work?
How does the Canadian mortgage pre-approval process work?

Wondering how the Canadian mortgage pre-approval process works? Here is a behind-the-scenes look at how lenders review your income, debts, credit and down payment before you start shopping for a home.

What’s Going On With Fixed Mortgage Rates in Canada? July 2026 Update
What’s Going On With Fixed Mortgage Rates in Canada? July 2026 Update

Canadian fixed mortgage rates may be heading higher as rising oil prices renew inflation concerns and push bond yields upward. Here is what that means for anyone buying, refinancing or renewing a mortgage in July 2026.

Investors

Read more blog posts below:

First-Time Homebuyers

Mortgage Tips

Market Insights

Specialty Programs