Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

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What Really Controls Mortgage Rates in Canada?
What Really Controls Mortgage Rates in Canada?

Mortgage rates don’t move randomly. Fixed rates follow the bond market, variable rates track the overnight rate, and both respond to big events like recessions, global crises, or inflation. Here’s the simple breakdown every Canadian should know.

Can a Mortgage Company Refuse Your Renewal? Yes, Here’s When and Why
Can a Mortgage Company Refuse Your Renewal? Yes, Here’s When and Why

Most homeowners think mortgage renewal is automatic. It’s not. Here’s when lenders can say no, the two tactics they use, and how to protect yourself.

Can I Move My Mortgage to a New Home? How Porting Works in Canada
Can I Move My Mortgage to a New Home? How Porting Works in Canada

Porting lets you move your mortgage to a new home and avoid penalties - but it comes with rules. Discover the 3 types of ports, lender requirements, and when porting makes sense.

Read more blog posts below: