Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Read more blog posts below:
What is a Mortgage Refinance?
A refinance replaces your current mortgage with a brand new one — often to lower your rate, access equity, or consolidate debt. Here’s how refinancing works in Canada, what it costs, and when it makes sense.
Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.