Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
Can You Get a Mortgage on a Short-Term Rental?
Can You Get a Mortgage on a Short-Term Rental?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?

Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.

What is a Home Equity Line of Credit (HELOC)?
What is a Home Equity Line of Credit (HELOC)?

A HELOC is like giving yourself a giant credit card backed by your home. Flexible, lower cost, and powerful - but only if you use it wisely. Here’s how HELOCs work in Canada and when they make sense.

Read more blog posts below:

First-Time Homebuyer, Mortgage Tips, Specialty Programs Jeff Dinsmore First-Time Homebuyer, Mortgage Tips, Specialty Programs Jeff Dinsmore

What’s the catch on the 1.99% 6 month interest rate?

Some lenders are offering 6-month teaser mortgage rates as low as 1.99% — but what’s the catch? In this post, I pull back the curtain on how these rates work, the penalties for leaving, and why it could trap you into higher payments later. A must-read before you sign anything.

Read More