Mortgage Tips & Real Advice for Canadian Homebuyers
Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.
Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:
Featured
Read more blog posts below:
How Do Mortgage Brokers Get Paid?
Mortgage brokers are usually free for clients, but lenders pay us for sending them qualified deals. Here’s how broker commissions work, when fees apply, and why banks actually prefer paying brokers over finding clients on their own.
Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.