Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
Can You Get a Mortgage on a Short-Term Rental?
Can You Get a Mortgage on a Short-Term Rental?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?

Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.

What is a Home Equity Line of Credit (HELOC)?
What is a Home Equity Line of Credit (HELOC)?

A HELOC is like giving yourself a giant credit card backed by your home. Flexible, lower cost, and powerful - but only if you use it wisely. Here’s how HELOCs work in Canada and when they make sense.

Read more blog posts below:

First-Time Homebuyer, Investors, Mortgage Tips, Specialty Programs Jeff Dinsmore First-Time Homebuyer, Investors, Mortgage Tips, Specialty Programs Jeff Dinsmore

If I Were Starting Real Estate Investing in 2025, Here’s Exactly What I’d Do

Wondering how to get started with real estate investing in Canada? This post breaks down exactly how I’d start today - from getting your down payment, to house hacking your first duplex, to scaling your portfolio. No fluff, no hype, just a real-world roadmap for first-time investors.

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