Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
Can You Use Crypto to Buy a Home in Canada?
Can You Use Crypto to Buy a Home in Canada?

Crypto is becoming mainstream in Canada, but lenders are still cautious. Here’s how to turn your digital assets into a mortgage down payment, what new OSFI rules mean, and the safest ways to use crypto in home buying.

What Really Controls Mortgage Rates in Canada?
What Really Controls Mortgage Rates in Canada?

Mortgage rates don’t move randomly. Fixed rates follow the bond market, variable rates track the overnight rate, and both respond to big events like recessions, global crises, or inflation. Here’s the simple breakdown every Canadian should know.

Can a Mortgage Company Refuse Your Renewal? Yes, Here’s When and Why
Can a Mortgage Company Refuse Your Renewal? Yes, Here’s When and Why

Most homeowners think mortgage renewal is automatic. It’s not. Here’s when lenders can say no, the two tactics they use, and how to protect yourself.

Read more blog posts below: