Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

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Medical Professional Mortgage Programs in Canada
Medical Professional Mortgage Programs in Canada

New doctors, dentists and veterinarians can qualify for a mortgage in Canada using projected income before their full earnings show on paper. Here’s how medical professional mortgage programs work - and why many residents overpay in their first few years.

Best Rate vs. Best Mortgage
Best Rate vs. Best Mortgage

In 2021, the Cincinnati Bengals chose flash over protection. Canadians make the same mistake when they chase the lowest mortgage rate without thinking about structure.

How to Calculate an (approximate) mortgage payment in Canada
How to Calculate an (approximate) mortgage payment in Canada

Confused about mortgage payments in Canada? This guide shows you a simple way to estimate your monthly payment, explains how rate and amortization work, and when to use a calculator to get the exact number.

Investors

Read more blog posts below:

First-Time Homebuyers

Mortgage Tips

Market Insights

Specialty Programs

First-Time Homebuyer, Mortgage Tips, Specialty Programs Jeff Dinsmore First-Time Homebuyer, Mortgage Tips, Specialty Programs Jeff Dinsmore

What’s the catch on the 1.99% 6 month interest rate?

Some lenders are offering 6-month teaser mortgage rates as low as 1.99% — but what’s the catch? In this post, I pull back the curtain on how these rates work, the penalties for leaving, and why it could trap you into higher payments later. A must-read before you sign anything.

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