Thinking of taking a mortgage with a collateral charge? It could unlock future borrowing options… or quietly limit your ability to switch lenders later. Here's what you need to know before you sign.

First National, one of Canada’s biggest non-bank mortgage lenders, is being acquired by Brookfield and Birch Hill in a $2.9B deal.
But this isn’t just another business transaction - it’s a signal that the Canadian mortgage market is evolving fast.
Here’s what you need to know, whether you're a homeowner, investor, or just trying to keep up.

Wondering how to get started with real estate investing in Canada? This post breaks down exactly how I’d start today - from getting your down payment, to house hacking your first duplex, to scaling your portfolio. No fluff, no hype, just a real-world roadmap for first-time investors.