Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

Featured
Can You Get a Mortgage on a Short-Term Rental?
Can You Get a Mortgage on a Short-Term Rental?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?
What’s the Difference Between Insured, Insurable, and Uninsurable Mortgages?

Insured, insurable, or uninsurable - which bucket your mortgage falls into decides your rate. Here’s what each means in 2025, how to keep insured status, and why refinances always end up uninsurable.

What is a Home Equity Line of Credit (HELOC)?
What is a Home Equity Line of Credit (HELOC)?

A HELOC is like giving yourself a giant credit card backed by your home. Flexible, lower cost, and powerful - but only if you use it wisely. Here’s how HELOCs work in Canada and when they make sense.

Read more blog posts below:

Market Insights Jeff Dinsmore Market Insights Jeff Dinsmore

Why First National Just Sold for $2.9 Billion (And What It Means for You)

First National, one of Canada’s biggest non-bank mortgage lenders, is being acquired by Brookfield and Birch Hill in a $2.9B deal.
But this isn’t just another business transaction - it’s a signal that the Canadian mortgage market is evolving fast.
Here’s what you need to know, whether you're a homeowner, investor, or just trying to keep up.

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