Radius lends across Canada, with a focus on urban and suburban residential areas. Lending in more rural or remote locations may depend on the property and program.

Oui. Yes. Both.
Radius Financial offers full bilingual servicing across Canada in English and French - making life easier for borrowers and brokers alike.

Radius currently offers a growing lineup of broker-only mortgage programs, including:

• New to Canada (limited credit history)

• Self-employed / Alt-A

• Purchase + Improvements

• Vacation / secondary homes

• Investment properties

• Home Buyer 95 (for insured low-down-payment deals)

• Second mortgages and progress-draw construction (coming soon)

Not all products are available everywhere. Let’s chat to discuss whether Radius could be the right fit.

Radius typically offers 1- to 5-year fixed terms, depending on the program. Some products come with:

• Competitive fixed rates

• Prepayment options

• Standard amortizations

• Flexibility for improving properties or alternate documentation

Radius is a traditional, monoline lender, with some alternative-leaning products for self-employed borrowers. They are along the same lines as MCAP, RFA, First National.

Yes—Radius has a dedicated Alt-A program for self-employed borrowers.
You may be able to qualify with stated income or business bank statements, rather than traditional documents like T1s and NOAs.

However, just because it’s offered, doesn’t mean it’s necessarily the most competitive - depending on where rates are, and how Radius continues to improve their products.

No, Radius only lends through licensed mortgage brokers.
That’s us.
We work directly with their underwriters and can structure your file to get you approved faster.