Bridgewater Bank logo - Canadian alternative mortgage lender specializing in flexible home financing for non-traditional borrowers

Lender History:

Bridgewater Bank was founded in 1997 as a subsidiary of the Alberta Motor Association and became a federally regulated Schedule I chartered bank in 2006.

Today, it manages over $3.3 billion in assets and serves more than 53,000 Canadians through a broker-driven model, specializing in alternative mortgages and deposit products like GICs and high-interest savings accounts..

A large two-story house with a wraparound porch, white railings, a gabled roof, and surrounded by a green lawn and trees.

Lender Niches

Bridgewater Bank offers a variety of flexible mortgage solutions to meet diverse borrower needs. Their niches include flexible debt structuring, a larger lending range than most alternative lenders, bank statement programs for self-employed clients, specialized rental property financing, and options for borrowers with bruised credit.

Current Posted Rates for Bridgewater Bank

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Factors to consider:

Bridgewater Bank is an excellent choice for borrowers with bruised credit or those living outside major city centers who need alternative financing options. However, their underwriting process can be document-heavy, so clients should be prepared to provide thorough documentation during application.

📞 Bridgewater Bank Contact & Helpful Tools

Looking to learn more about Bridgewater Bank or explore their mortgage options? Here’s the key info you need - no guesswork, no hassle.

  • Suite 150
    926 – 5th Avenue SW
    Calgary, Alberta
    T2P 0N7

  • 1.866.243.4301 (within Canada/USA)

    1.403.817.7000 (outside Canada/USA)

    Note: Bridgewater Bank works exclusively through mortgage brokers like me - calling them directly usually means they’ll refer you back to a broker.

  • Hours of Operation:
    Monday to Friday, 7:30 a.m. to 4:30 p.m.

  • Here it is — Explore their programs, check eligibility, or use their handy Payment Calculator to estimate your monthly mortgage payments.

Social Media Presence and Media articles

Articles in the Media:

Media Presence

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