Mortgage Tips & Real Advice for Canadian Homebuyers

Everything Canadian homebuyers, investors, and refinancers need to know - straight from a licensed broker.

Recent Blog Posts by Jeff Dinsmore, Mortgage Broker:

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What the iPro Realty Shutdown Means for Ontario’s Real Estate Market

The shutdown of iPro Realty has left 2,400 Ontario realtors and their clients scrambling after a reported $10.5M shortfall. RECO says transactions will still close, but deposits, commissions, and representation agreements are being redirected through insurance and new brokerages. Here’s what that means for buyers, sellers, and agents.

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Canada’s September Rate Cut Odds Just Spiked - Here’s Why Your Mortgage Could Drop Soon

In July 2025, Canada shed 41,000 jobs (the worst performance in over three years) driving the unemployment rate to 6.9%. Analysts from BMO, CIBC, and Capital Economics say the weakness increases the odds of a Bank of Canada rate cut on September 17, now priced at 38–40% probability, with markets expecting two cuts before year-end. U.S. inflation at 2.7% and falling Canadian bond yields suggest mortgage rates could drop soon.

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